House Combo
Balcia home insurance for your peace of mindAlthough we may consider what is important and worth protecting differently, if you're here, we agree that our home is one of the most important things. Theft, fire accidents, a broken washing machine, or damage caused by the wind – none of it seems as threatening when you know you have Balcia home insurance! Moreover, we'll cover temporary housing rental expenses and interior designer services, too, if needed!
All necessary risks are covered
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When choosing property insurance, you may wonder what exactly is covered by such a policy. The fundamental protection it offers is protection of the building structure - from the external walls to the roof, guaranteeing coverage in the event of physical damage. This is the basic level of protection, necessary when taking out a mortgage, but at the same time it is only a starting point for further expansion of the protection. An important element is also liability insurance, which protects the property owner from financial claims in case of damage caused to third parties. This protection covers both material and personal damages.
Read moreYour home should give you a sense of comfort, convenience and safety. Regardless of whether you built it or it is your family home where you have lived for years. It is obvious that you want to take care of it and provide it with good protection. The best solution is, of course, to buy home insurance. Did you know that for a small amount, you can insure your home against random events and more? Home insurance belongs to the category of property insurance. It is an agreement between the owner of the property and the insurance company, which provides financial protection against various risks related to the ownership and use of the property. In return for paying the premium, the company undertakes to pay compensation in the event of the occurrence of events covered by the policy.
Read moreThe term "all risk insurance", although it may suggest protection against all possible risks, in reality does not guarantee full unconditional protection. In the light of the general insurance conditions (GTC), the all risk policy includes a wide range of insurance protection, but it is important that it excludes protection against specific, clearly listed risks. This is an insurance system in which any event that is not expressly excluded in the GTC is eligible for compensation, including those that are difficult to predict before their occurrence.
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